House Hold Effects Insurance

Under this insurance, the company will indemnify the insured against loss or damage to the private dwelling house and its contents therin by any of the following perils without any extra premium. The main objective of this insurance is to protect the material interest of the service-holders on their residential buildings of RCC/RBC construction and the house-hold therein upto the sum insured of Rs. 40,00,000 against the risks mentioned below.

1. Fire, Lightining, Explosion of Domestic Appliances, Earthquake
2. Storm
3. Subsidence and landslide
4. Riot strike damage
5. Malicious Damage & Terrorism
6. Aircraft Damage or articles dropped therefrom
7. Burglary and Housebreaking
8. Impact by Vehicle or Animal

General Claim Procedures:
a. Report to the Insurance Company immediately through intimation letter with the following details

i. Policy No and details.
ii. Date/Time/Place/cause of accident,
iii. Carrier/Properties involved in accident,
iv. Estimated loss Amount
v. Location
vi. Contact Person and address (with Tel No)

Siddhartha Insurance Company Ltd. started this policy from 31th May, 2006.
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